AI-powered Messenger bot for a multi-branch bank handling fraud reporting, account management, loan inquiries, and customer onboarding with Quick Reply buttons and live agent handoff. 300K+ monthly conversations, 88% automated resolution.

The Challenge
A bank with 45 branches and 3M customers had 500K+ Facebook followers but used Messenger only for manual replies during business hours. Fraud reports took 48+ hours.
Project Timeline
Meta Messenger Platform approval, webhook config, Quick Reply templates, and compliance for financial services on social media.
Fraud reporting with Quick Replies, card freeze/replacement, account security verification, and real-time fraud detection integration.
New account opening flow, KYC document collection, product cross-sell engine, loan calculator, and credit card comparison.
Salesforce Service Cloud integration, conversation routing by department, agent assist AI, and rollout across 45 branch Facebook pages.
Our Solution
Quick Reply buttons → AI verifies identity → freezes card → files dispute → provides case number. Available 24/7.
Balance check, mini-statement, spending summaries via Messenger. Multiple accounts, joint access with security verification.
Open accounts in Messenger: personal details → ID photo → selfie verification → account created in 10 minutes. No branch visit.
Persistent menu: Check Balance, Report Fraud, Card Services, Loan Calculator, Find Branch, Talk to Agent. One-tap access.
AI monitors public complaints, auto-redirects to Messenger. Flags urgent issues for immediate human attention.
Single bot across 45 branch pages. Routes by home branch, inquiry type, and language preference.
Results
Client Feedback
“Public complaints dropped 85%. Fraud reporting went from 48 hours to 5 minutes. We opened 12,000 new accounts via Messenger last quarter. The $4.2M savings paid for the project 10x over.”
M. Adebayo
SVP Digital Channels, Heritage Banking Group
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